From: Jayson Wayne <getloanwith3.5interestrate@gmail.com>
Date: Tue, Nov 21, 2023 at 8:01 PM
Subject: Business Proposition Regarding Unclaimed Policy Benefit
To: <josiah_carberry@brown.edu>

 Greetings!

I trust this correspondence finds you in good health and high spirits.

I am Jayson wayne, the Chief Executive Officer of Richard Great Chambers LLP, a reputable law firm based in Ontario, Canada. I am reaching out to you with a business proposition that I believe holds the potential for mutual benefit, despite the fact that we have not previously engaged in any business dealings.

The purpose of this letter is to explore a prospective financial opportunity that requires no personal financial investment or upfront fees. The success of this endeavor hinges upon the establishment of a formal cooperative agreement.

The proposal revolves around an unclaimed permanent life insurance policy linked to my deceased client, Mr. Christopher S. Anderson, an independent oil magnate from New Brunswick, Canada. Tragically, Mr. Anderson, along with his spouse and their two-year-old daughter, met their untimely end in a plane crash in Stepanovskoye, Russia, on February 11, 2018. Despite exhaustive efforts, we have been unable to locate surviving relatives or beneficiaries to claim the "Transferable-On-Death" (TOD) savings deposit, which currently stands at Ten Million Four Hundred and Twenty Thousand United States Dollars ($10,420,000.00 USD).

Per the insurance company's policies, unclaimed permanent policies are subject to transfer to the state's abandoned property division after a specified timeframe, in this case, eight years. The board of directors at Civista Bank has tasked me with identifying rightful beneficiaries for the release of these funds within the next 21 business days. Failure to achieve this will result in the forfeiture of the funds as abandoned property. The bank is also considering the initiation of legal proceedings to seize Mr. Anderson's assets in compliance with its regulations.

Given your shared surname and nationality with the deceased, I possess the legal authority to represent you as the lawful beneficiary of Mr. Anderson's assets. Upon your consent, I will initiate and manage all requisite legal procedures on your behalf. The proposed allocation of the proceeds, upon your authorization, is 45% for each of us, with 10% designated for charitable organizations.

I assure you that this transaction carries no inherent risks and complies with all civil and criminal laws. I hold all necessary documentation to conduct this process professionally and will provide you with the relevant documents to support your status as the rightful beneficiary. The entire procedure is expected to conclude within a maximum period of thirty (30) business days from the date of your consent.

Confidentiality is paramount, and I urge you to keep this transaction strictly confidential without divulging any details to third parties without my explicit consent.

For future correspondence, please reach out to me via email at [ infojaysonwayne@protonmail.com ] or on WhatsApp at +1 725 287-9074   .

Thank you for considering this proposal, and I look forward to your response.

Warm regards,

Jayson Wayne
Chief Executive Officer
Richard Great Chambers.